That's like earning 40% cash back. The bonus is worth $1,000 toward travel when you redeem through Chase Ultimate Rewards®. Beginners: $1,650: $95: The Business Platinum Card from American Express: Business travel: $1,700: $595 (see rates & fees) Best for Cash Back: Capital One® SavorOne® Cash Rewards Credit Card; Best for No Annual Fee: Capital One® Quicksilver® Cash Rewards Credit Card; Best … Amex has a rule where you can only have 5 active cards … Wells Fargo Cash Wise Visa® card. If you're approved for this card, you'll instantly receive a $100 gift card. That’s a total of 45,000 points – worth up to $788. The good news: There are a few cards that waive spending requirements altogether and reward you with a bonus following account approval or after you make your first purchase. These details are accurate as of Sep. 14, 2020. We compared each card on a range of features, including cash-back rewards, annual fee, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available. Beyond rewards, this card comes with a number of helpful benefits, such as no foreign transaction fees and baggage and trip delay insurance. No fee charged on purchases made outside the U.S. 3% cash back on dining and entertainment purchases and 2% at grocery stores, Ability to redeem rewards at any amount, unlike some other cards with $25 minimums, Competitive special financing offer on both new purchases and balance transfers, 3% fee for promotional balance transfer offers, Only consumers with good to excellent credit typically qualify, Low spending requirement for the welcome bonus, Redeem cash back for any amount at any time, 3% balance transfer fee during the first 15 months your account is open, $100 gift card upon approval, with no spending requirements, 5% back at and Whole Foods Market, The 5% back on groceries only applies to groceries bought on or at Whole Foods Market. The Freedom card also provides cell phone protection and select partner benefits, such as 5% cash back on Lyft purchases through March 2022 and complimentary three months of DashPass, plus 50% off for the next nine months when you activate by December 31, 2021. Who's this for? The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. comments; Want to join? I don’t travel much - but if I did, I’d have a dedicated travel card either way. **Eligible streaming services include: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify and YouTube TV. I know personally the email I received said my rewards program would be switched in May. There are some very valuable sign-up offers out there worth £100's. You typically need to meet spending requirements that range from $500 to $5,000, within the first three months after opening your account in order to earn the bonus. Credit card: Best for: Rewards rate: Intro bonus : Capital One Quicksilver Cash Rewards: Beginner cash back: Earn unlimited 1.5% cash back on every purchase: $200 bonus after you spend $500 on purchases in the first three months of account opening: Chase Freedom Unlimited: Flexible cash rewards (and drugstores, dining and Chase Travel) Capital One® SavorOne® Cash Rewards Credit Card, Capital One® Quicksilver® Cash Rewards Credit Card, Petal® 2 "Cash Back, No Fees" Visa® Credit Card, how Chase classifies bonus category purchases, Here's how these 5 new credit card welcome bonuses from American Express, Capital One and Chase compare, Limited-time travel offer: Capital One Venture card offers new cardholders up to 100,000 bonus miles, Freelancers and independent contractors: Quarterly taxes are still due April 15, Chase Sapphire cardholders can now earn up to 5X to 10X points on their Peloton purchases, Opportunity to earn up to 5% cash back in select categories upon activation, Rewards can be transferred to a Chase Ultimate Rewards card, Bonus categories must be activated each quarter, Points are worth 25% more when redeemed for travel via Chase Ultimate Rewards®, Transfer points to leading frequent travel programs at a 1:1 rate, including: IHG® Rewards Club, Marriott Bonvoy™ and World of Hyatt®, Free DashPass subscription for a minimum of a year when you activate by December 31, 2021, Travel protections include: auto rental collision damage waiver, baggage delay insurance and trip delay reimbursement. Cardholders earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%) and 1% cash back on all other purchases. I signed up for the Wells Fargo Propel card a week later. For many years, credit card issuers piled on their profits by charging cardholders annual fees to use their card, but times have changed. Best sign-up bonus for hotel rewards: Marriott Bonvoy Boundless™ Credit Card What we like. The cards below can offer hundreds of dollars’ worth — sometimes even $1,000 or more — of cash back, travel bonuses, or other perks. In addition to rewards, you can finance new purchases or transfer debt with a 0% APR for the first 15 months from account opening (then 15.49% to 25.49% variable APR). Discover it Miles $100. Best credit card sign-up bonus offer with low spending requirement. Spend $3,000 in the first 3 months, and you’ll get another 15,000 points. Who's this for? Credit Card: Best for: Bonus Value* Annual Fee: T he Platinum Card from American Express . Spending requirement: $4,000 in 3 months. Thanks for the reminder. The Chase Freedom Flex℠ has one of the best welcome bonuses around: Earn $200 cash back after you spend $500 on purchases in your first three months from account opening. That’s a great bonus no matter how you look at it This card also comes with numerous added perks, such as access to exclusive entertainment events (concerts, food experiences, sporting events), extended warranty protection and travel accident insurance. Credit card welcome bonus offers are an easy way to earn extra rewards during the first few months after you open an account. Chase Sapphire Preferred® Card. This card has a $100 sign up bonus, you can also get $200 annually when you spend $6,000 or more. You’ll get 50,000 bonus miles worth up to $500 in travel when you spend $3,000 in the first three months of card membership. The end date is 1/31, but yeah, as a VentureOne cardholder, I am also interested. The rewards program offers 2X points on dining and travel purchases and 1X points on all other purchases. Cash back can be redeemed at any time and for any amount. Foodies and entertainment gurus will be pleased that this card earns 3% cash back on dining and entertainment, as well as 2% at grocery stores and 1% on all other purchases. There are currently some great credit card sign up bonus offers available. I’m interested to see what Cap 1 does with the promotion on their Venture cards. Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, which is a great way to get more value from the rewards program. Bonus offer: $1,500: $550 (see rates & fees) Capital One Venture Rewards Credit Card: Earning miles: $1,400: $95: Chase Sapphire Preferred Card . on inflight food, GE Credit, price protection: Chase: MileagePlus: $0: 25% bonus to MPX purchases, expanded award inventory (YMMV) Chase: MileagePlus Explorer: $95: 25% bonus to MPX purchases, expanded award inventory, GE Credit, 2 Lounge passes: Chase: Southwest Priority: $149 Capital One® Quicksilver® Cash Rewards Credit Card has no foreign transaction fee and provides travel accident insurance, 24-hour travel assistance, extended warranty protection and access to premier culinary, entertainment and sports event experiences. Reddit; Sign up bonuses are one of my favorite ways to earn credit card rewards. Hilton Surpass, Delta Gold, Bonvoy: $10 monthly credit. This welcome bonus is a great way to fund an Amazon purchase or offset the cost of your Prime membership, which is required to open this card and currently costs $119 annually or $12.99 a month. Information about the Amazon Prime Rewards Visa Signature Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. A subreddit for discussing any aspect of credit cards. The Chase Sapphire Preferred® Card has a loyal following among travelers looking for a travel-centric rewards program and robust suite of perks. Beyond rewards, you can take advantage of no annual fee and a competitive no-interest period for the first 15 months from account opening on purchases (then 14.99% to 23.74% variable APR). Read our review. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points after you make at … Hilton Aspire, Delta Reserve, & Marriott Brilliant: $20 monthly credit. Only requires $500 in spend, good option for those that are looking for a simple cash bonus with no annual fee. Also Amex cobalt is another solid option if you are in one of the bigger cities. In addition to rotating rewards 5% cash back on travel booked through the Chase Ultimate Rewards® portal, 3% cash back on dining and at drug stores and 1% cash back on all other purchases. This credit card awards new cardholders 50,000 bonus points when they spend $3,000 in the first 90 days. Delta Platinum: $15 monthly credit. AMEX announced a few months ago that effective this month, they were revamping the perks of a lot of their travel cards. *The Chase Freedom Flex is a Mastercard, which is only accepted online at, not in-warehouse. Plus, earn up to $50 in statement credits towards grocery store purchases. 5. This method also avoids giving an unfair advantage to cards with large welcome bonuses. Ink Business Unlimited® Credit Card: Best for Small business cash back; Ink Business Cash® Credit Card: Best for Small business cash back; United℠ Business Card: Best for Small business airline This card doesn't have an annual fee (except for the Prime membership requirement) and also has no foreign transaction fees. u/BestCards. Learn more about what credit cards Costco accepts. Sapphire Preferred card members can also benefit from 5% cash back on Lyft purchases through March 2022 and a complimentary DashPass membership for a minimum of one year when you activate by December 31, 2021. Capital One Quicksilver $250 Bonus. It's now a really poor card, that sorely needs a new perk to make it useful again. These credit cards offer some of the best welcome bonus points you can convert into rewards. Best Credit Card Bonus Offers: September 2020. Select teamed up with location intelligence firm Esri. Offer Expires 12/10/2020: 6% on select U.S. streaming services and the first $6,000 spent per calendar year at U.S. supermarkets (then 1%) Some credit cards offer the sign-up bonus after the new cardholder makes their first purchase, but most have some sort of minimum spending requirement. The Capital One® Quicksilver® Cash Rewards Credit Card is a great choice for consumers looking for a no-annual-fee credit card that has a generous welcome bonus. Only downside is no 4% anymore, but losing those main categories is worth way more than losing $2-30 from a gain in 1%. Best Cards Summary. You can read more about their methodology here. $60 annual DoorDash credit: Get $60 in DoorDash credits in 2020, and $60 in credits in 2021. 0% APR for the first 15 months on purchases and balance transfers. Personally I'm switching to the Chase Sapphire Reserve but I'm planning on doing a lot of traveling over the next couple years. What will the new perks be? Signup and welcome bonuses are a big thing in the credit card industry, and the Capital One® Venture® Rewards Credit Card is easily one of our favorite cards with a signup bonus. Bringing the list of best credit card signup bonus for 2020 back down to a more widely accessible level is the Bank of America® Premium Rewards® card. 5% cash back at and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening, 15.99% to 22.99% variable on purchases and balance transfers, Either $5 or 5% of the amount of each transfer, whichever is greater, Rewards totals incorporate the points earned from the welcome bonus. New cardholders reap the … The points are worth about 1.6 cents/point. *Slickdeals updates American Express credit card offers periodically. free bag, reduced mileage awards, $50 wifi credit, $25 per day! Learn more about how Chase classifies bonus category purchases. 5X points on Lyft rides through March 2022, 2X points on travel and dining worldwide, 1X points on all other purchases, Earn 80,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. I got the notice 6 hours after being approved Switched to CSR after that. I got the email/notice a week after signing up for the Uber Card (lol).